.headtext13 {
    font-family: verdana,tohama,arial;
    font-size: 11px;
    font-weight:bold;
    color: #4358A4; 
} 

.lowerstyle {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; }

.link {
    text-decoration:none;		
    font-family: Verdana, Arial, Helvetica, sans-serif;
    font-size: 11px;
    font-weight:150;
    color: #000000;

}

.heading{
    font: Verdana;
    font-size:12px;
    color:#FFFFFF;
}